The Venture Rewards card is a good pick for occasional travelers interested in a travel card with a simple earnings framework.
Rewards are earned on each purchase, and there are no rotating reward classifications to worry about or spending caps. Miles can be exchanged for flights, cashback, gift cards, or a credit account.
It’s a good fit for those traveling internationally, too. Check out this blog to learn more about this card and how to apply for it!
Venture® Rewards From Capital One: Benefits
This card provides 1.25 miles per dollar on each purchase. New cardholders receive 50,000 bonus miles once you spend $3,000 in the first 3 months.
Cardholders can book travel with Capital One’s Purchase Eraser tool whenever they wish, however. Just book travel at your favored outlet and then redeem miles within 90 days for a statement credit against the purchase.
Cardholders can also redeem miles to qualified travel partners through Capital One’s travel portal, or transfer miles.
How to Redeem Your Rewards
Capital One offers extremely versatile ways to redeem. You can set aside miles for flights, cash back, gift cards, or a credit account. You’ll get the most redeeming miles for travel or cashback, though, all of which are worth 1 cent per mile.
You can use the issuer’s travel platform to redeem miles for flights, or you can use Capital One’s Purchase Eraser service to book travel, as you want and redeem miles later. Miles may also be passed on to travel partners.
Maximizing Your Rewards
Use this card to receive 1.25 miles for every dollar spent on regular and other travel expenses is advantageous. Additionally, if you use this card while traveling abroad, you can stop charging foreign transaction fees.
By using this card to pay for the trip, you’d earn $37.50 worth of 3,750 miles when redeemed for travel, or $18.75 if redeemed for cashback.
How to Apply
To apply for this fantastic credit card, you can visit their website and fill out this form. Please read through the Important Disclosures before submitting your application, which provides precise details about qualifications, prices, fees, and other costs.
Interest Rates and Fees
The Capital One Venture Rewards credit card is a great option if you are looking to get a credit card. Make sure to consider the interest rates and fees that accompany this credit card, which we have listed below.
- APR for purchases and transfers: 17.24%, 21.99%, or 24.49% based on your creditworthiness
- APR for cash advances: 24.49%
- Annual fee: $95
- Transfer fee: 3% of the amount of each transferred balance
- Cash advance fee: $10 or 3% of the amount of each cash advance, whichever amount is greater
If you would like to get in contact with a Capital One representative to discuss the Venture Rewards credit card, you can reach them by calling 1-877-383-4802. We have also provided their mailing address below for you.
1680 Capital One Drive
McLean, VA 22102-3491
The card provides a very user-friendly rewards system and highly versatile redemption options, but it does not quite stand up to rival cards as flat-rate rewards. It’s on the lower end of the spectrum of earnings, at 1.25 miles per dollar spent.
The Capital One Venture Rewards credit card has many rewards and benefits. Visit their website to consider this credit card.
Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions before signing any contracts.